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How does a business credit score work?

Updated over 9 months ago

Credit bureaus use a variety of data available to them to assess a business and give them a corresponding score, or rating. Different credit bureaus will have different rating systems, for example Equifax rate businesses on a scale of 300 - 850, with 850 being the best score.

Experian, the credit bureau used by most lenders and suppliers, give businesses a numerical score on a scale of 0-100, as well as a letter rating (A-F). You can see in the diagram below how Experian business credit scores work:

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